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Healthcare
A Better Way
ACA Marketplace Plans


Individual Marketplace plans are health insurance options available through the Affordable Care Act (ACA), offering coverage for individuals and families. These plans cover a wide range of essential health benefits, including doctor visits, emergency services, prescription drugs, and mental health services. Importantly, all plans in the marketplace are required to cover pre-existing conditions, ensuring that individuals with prior health issues cannot be denied coverage or charged higher premiums. Enrollment typically occurs during the annual Open Enrollment Period, which generally runs from November to January. However, individuals may qualify for Special Enrollment Periods if they experience certain life events such as marriage, the birth of a child, or loss of other coverage. It’s important to apply during the designated times to avoid gaps in coverage or penalties.
